THE EASY SIDE HUSTLE YOU CAN DO FROM HOME TO EARN EXTRA MONEY

There are a lot of survey sites out there.  Most you have to answer at  least 10 questions only to be told you are not eligible!  It really does frustrate me no end.  Prolific Academic is different, it’s a side hustle that you can do at home to earn extra cash and is very easy to fit in with your own schedule.

 

What is different about Prolific Academic?

Prolific Academic is a survey site but with a difference, it is mainly used by researchers from universities so the surveys you complete are that little bit more interesting – in my opinion anyway!  It’s also an easy side hustle you can do in a few minutes of your time.

What is also different about Prolific Academic is that after you answer some pre-screening questions at the very beginning of registration you then don’t get screened out of any other survey that pops up on your dashboard, you are then just given the surveys you are eligible for rather than like the other survey sites out there where you have to answer about 10 questions only to be told you are not eligible!

 

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Payment

Since starting Prolific, over the past 6 months I earned £147. 78 in total.  Payment is made via Paypal once you reach the threshold of £5.  Payment is made at your own request so you can build the pot up and get payment when you need it.

 

side hustle

How To Get Started 

I highly recommend signing up for Prolific Academic now, their studies are interesting, there is no screening out after completing the questions on registration and the payment for the time taken is excellent.  The cashing out process is quick and easy and the staff are very helpful if you have any queries at all.

 

Why not register here and have a go?  Just remember you will need to check the site on a regular basis as they don’t email when new surveys are waiting.

 

Happy side hustling!

 

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Want an easy side hustle to make extra money? Then this post is for you. Head over to read how you can make extra cash.

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4 OF THE BEST MONEY SAVING HACKS FROM MY GRAN

 

My Gran passed away a long time ago but there are things that have stuck with me – sayings about saving that are often not repeated but sayings that I believe should be repeated and passed down from one generation to the next! Saving money is very important so please read on to find out what my gran said!

 

Living on her own for over 20 years after my Grandad died, she was a keen saver who saved each year to travel to visit her sister in Canada at the same time as going on outings with her friends and making sure her house was always spotless.

 

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So, what were my Grandmother’s top tips?  Well I’ve listed some of them below just for you…

Grow Your Own

While Gran never had a large garden, she did grow herbs in a plant pot on the windowsill just outside her kitchen window.  Why not consider buying a few seeds in your local pound shop and get planting?  Will certainly save you a few pounds and make your food taste delicious.

 

grow your own

Waste not, want not

I always found this saying confusing as a child but as an adult it makes perfect sense.  Gran was always about preparation, making meals in bulk and ensuring nothing went to waste.  Why not give your own meal planning a go and head over to my How to Meal Plan post to find out how?

Look after the pennies and the pounds will look after themselves

Again, another saying that only made sense as an adult.  But it is still true today, break your savings target in to small chunks and just concentrate on saving a small amount – after all it will soon amass in to a large amount of savings without you worrying too much!

Make do and mend

This really is a classic and one which has seen a revival in recent years.  My gran always mended – mended her skirt, sewed patches in her bedspread, fixed rather than throw something out.  Why not see what things you can mend instead of throwing them out?  I recently mended our tumble dryer – bought the part on EBay and watched a YouTube video on how to install it – saved myself hundreds!

 

make do and mend

 

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My gran passed on her money saving tips to me, head over to read how you can save money. #money #finance

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10 WAYS TO CHOP YOUR FAMILY FOOD BILL

Summer is well and truly in full swing as parents try their best to keep children occupied for the long 8-week school holidays.  According to research the average family food shop doubles over the school holidays!    No wonder so many parents feel the pinch during this time.

 

Below are some tips to help you trim your food budget during the summer holidays.

 

Set a Budget

The most effective way of cutting back is to set yourself a budget and stick to it.  It’s very easy to do, take a months’ worth of receipts and calculate what you normally spend on average for food shopping, deduct around 10 – 20%.  That’s your budget set.  If you’re up for the challenge you can reduce your budget even further!

 

 

reducing grocery costs

Make a List

Grocery shopping without a list leads to temptation!  Before you head off, go through your cupboards, fridge, and freezer to see what you already have.  Write down some meal ideas then develop a list of things you currently don’t have.

 

Be Flexible

In addition to making a list, you may find there are offers on within the store.  Be prepared to change your meal plans in order to make the best use of whatever special offers are on.  So, having a few ideas up your sleeve will give you the flexibility to ensure you never miss out on the best deals.

 

Buy reduced items

Some supermarkets have a reduced section.  The items are perfectly fine, the best before is normally the day you are shopping.  Don’t be afraid to have a look, you can either use them that evening or you can freeze them and use later.

 

Use supermarket own brands

For basic foods such as rice, spaghetti, flour, sugar and so on, buy supermarket own brands which are normally cheaper and there is very little difference – if any difference at all – in the taste of these products.

 

Ditch pre-packed

Did you know that loose fruit and vegetables are much cheaper than their pre-packed counter parts?  It is also the same for cheese and often meat.  Check the price per kilo on the shelf at then at the deli counter to ensure you get the best deal.

 

Don’t shop when you are hungry

Shopping on an empty stomach results in buying food that you crave at that moment and often leads to impulse buys and an increase in your overall food bill.  Eat before you shop!

 

Avoid snack packs

Kids love snack packs and parents love them too for the convenience.  Unfortunately, anything in small packages costs more!  To avoid paying more for snack packs buy a small Tupperware box in the pound shop and buy the average size packets of food to keep your grocery costs down.

 

cutting your grocery bill

 

Use coupons and cashback apps

Cashback apps and vouchers are a great way of reducing your overall grocery shopping.  You can get many free items too when shopping with coupons and cashback apps.  Head over to read about the best Cashback apps which you can download now and start saving immediately.

 

Avoid waste

It has been reported that households in the UK binned £13 billion worth of food in 2015, this equates to an average £470 worth of food for every household.  Avoid throwing food away by ensuring you use the ingredients before the go off or use up your ingredients to make a soup or stew which you can freeze for a later date.

 

Happy shopping!

 

Elf x

 

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I’m taking part in the Money Making Madness Linky hosted by Charlotte Burns from Lotty Earns, Emma Bradley from Mum’s Savvy Savings, Emma Drew from EmmaDrew.Info and Lynn from Mrs Mummy Penny.

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SMART PHONE APPS THAT CAN HELP YOUR FAMILY SAVE A TON OF MONEY

 

It’s official, UK inflation has hit an all-time high.  What does this mean for your family budget?  Fuel and food prices rising and continuing to rise with the average household having to spend £000’s more on the likes of fuel, food and utility bills.

 

While there is nothing a family can do about the situation that plays out in the economy, it is possible to take steps to reduce the impact on your family budget.

 

Budgeting

As a mum of two teenage boys, I know how difficult it can be setting and sticking to a family budget, but it’s a very useful tool keeping track of your spending – it is a visual aid which you can use to reduce or cut back.

 

While the old-fashioned method of pen and paper is sound, most of us own smartphones which are by our side night and day, so I decided to road-test two free-to-download budgeting apps to see how they work and if they could help track our family spending.

 

Wally App (available on iPhone & Android)

The Wally App is a personal finance app that helps you compare your income and expenditure, it also allows you to set goals and keep track of your spending.  One of my feature features of this app is the option to add a photo of your receipt – that way you know exactly what you purchased, where, when and for how much – it is a real eye-opener seeing all your receipts in one place!  The app is totally free with the additional bonus of being advert free!

 

Toshl (iPhone & Android)

Toshl Finance is an app that allows you to keep track of where your money goes with an additional feature of being able to set a reminder of when you need to pay bills.  It is very straightforward to use and it is easy to place your spending in to separate categories or setting up new categories.  The easy to use budget calculator shows how much money you have left once you make purchases but an excellent feature is that you can set a goal of what you want to spend, it will then let you see how much you have left – a fantastic visual way of knowing the amount you have left in the bank!  Another clever feature is the ability to set a reminder on the app which will notify you to add your spending – extremely useful for all busy parents.

 

Smart shopping

For some families, grocery bills can be a bank balance strain – especially with teenagers in the house!  Over the past year, I have tested several apps and have saved £000’s on my grocery shop. These smartphone apps could help you stay within your household budget or even reduce your grocery bill with the added benefit of you not having to turn in to an ‘extreme couponer’ to benefit from free grocery items or money off!

 

Put quite simply the following apps give you back money you spend on items that they have listed on their particular app.  The difference between the app as opposed to a coupon is that you need to purchase the product first before getting your money back.  Each app has a different selection of products with some at times offering 100% cashback – making the item free!

 

CheckoutSmart

 

This app allows you to claim cashback on items you’ve bought from some of the major supermarkets and other retailers such as Superdrug or Boots.  Free to download, the offers change or update each week.  The offers can be valid for in-store or online so it’s best to check the terms and conditions for each item.  It is extremely easy to use, you buy the product, when safely at home take a photo of your receipt, upload it via the app and receive the cashback directly to your bank account or Paypal account, although there is a minimum payment withdrawal of £5.

 

Shopmium

Another cashback app which is very straightforward to use, you browse the products on the app, make a purchase, scan the item and upload your receipt in the comfort of your own home.  Payment is normally within 72 hours and is automatically transferred to your bank or Paypal account each claim you make.  A great feature of this app is the option to view the nearest store to you where you can make a purchase, so you should have no problem knowing where to go!  While most of the items are grocery items there are times when they offer a discount on wine or beauty products.

 

If you use my referral link you can claim a box of Cornettos!  Use code KMHECCCP.

 

Have you used any of these apps before or are you going to start using them?  We would love to hear your comments.  Let us know your thoughts and especially let us know how much you save!

 

Happy money saving!

 

Elf x

 

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