If 2020 has shown us anything, it’s that nobody knows what is around the corner. Life has a habit of throwing curveballs our way, and it’s crucial to be prepared for all eventualities. While there are benefits of living for the moment and seizing the day, when it comes to money matters, it’s also wise to future-proof your finances. Here are some ways you can start managing your money and planning ahead.  Image source: https://pixabay.com/photos/money-finance-mortgage-loan-2696229/ Taking control of spending Most…

It seems like it’s part of being an adult – those unexpected emergency costs that always seem to happen at the worst possible time. You finally get your car paid off, and two days later you’re in a fender bender or the transmission goes. You finally get your credit cards paid off and a few days later you find out your health insurance doesn’t cover a procedure you suddenly need. You get laid off and the very next day, the…

Perception is key in life, for whatever reason. At times, it’s not the nicest thing in the world, but it’s something our brains can’t help. We take one look at a person and subconsciously judge them. That fundamental judgement is then used as a foundation regarding any further interaction. It’s not ALL about the first impressions, though, as we tend to alter our feelings as time goes on. The way someone looks or presents themselves, however, is something that we…

From time to time in any business, you will need to occasionally hire someone from outside the business to carry out some specific task. They could be an independent freelancer specialising in something that you need one-off help with. Or they might come in the form of a marketing team that you end up building a long-term relationship with. In any case, you are going to have to make sure that these outside workers respect your company’s culture just as…

Recent events have meant that many people are put in a difficult financial situation – unable to work, making it difficult to pay bills and cover other living expenses. Being able to cut back when you’re in an uncertain financial situation can help you to budget better and use your savings more effectively. The following tips can help you cut back when times are tough and help put you in a much better financial position. Image Credit: Unsplash under Creative…