6 SUPER EASY HACKS FOR SAVING MONEY

I love treats, but sometimes the treat becomes a habit and before you know it, you are spending hundreds each year!  So I wanted to share with you some of the bad habits that we can get in to without realising it.  By pointing these out you can then decide if you want to stop and start saving the money.  I can assure you your budget will thank you for it!

 

Coffee Shops

It is so easy to nip in to a coffee shop on the way to work or during your lunch hour.  Even more so during the summer when the offering is even more delicious with smoothies!  But did you know that if you are buying a coffee at £2.50 each day, over the year it would add up to £650!  Now that’s a tidy sum to be saving.  Why not purchase an insulted coffee mug and brew your own coffee at home?  There are so many beautiful blends out there you may find one that is nicer than your regular coffee shop one too!

 

spending habits

 

Television

You know the song goes, 57 Channels (And Nothin’ On)?  Well it is more like 200 channels and often there is nothing on!  Many of my friends pay for TV packages that they don’t watch.  Why not spend some time writing down which channels you do watch and then see who has a better deal on specific packages.  If you don’t often watch TV, consider ditching it altogether and using your computer, that way you could also save on the TV licences.  But make sure you check out the legal requirements of ditching your TV licence first.

 

spending habits

 

Gym

I still have friends who pay for gym membership and rarely go.  Don’t waste your money on something you don’t use.  Cancel it immediately and download some of the free apps if need a little motivation to get fit.  You can also download the likes of from Couch to  5K and within a few months you will be running!  If you are the type of person who needs the gym to motivate you, there are many pay as you go memberships which could work out much cheaper.

 

spending habits

 

Mobile Phone

Are you on the right contract?  Track how you use your phone and how much data you use over a month.  You may find it cheaper to switch to a sim only deal.  Check out the great offers on Go Compare  to compare your current deal.  There is the potential to save hundreds on your mobile phone bill.

 

spending habits

 

 

Your Wedding

If you are planning your wedding, you can save money there too.  Ways to save money on your wedding is really easy and this post details 50 ways to do it!

 

wedding photography

 

Reducing your credit & debt repayments

 

One way of speeding up and cutting the interest on any credit card debt or loan is to consolidate the various balances you are carrying on different loans and cards.  You can often get a lower interest rate too which will save you money over time.  It will also make it easier to handle one payment too.  Have a read at your options over at Cash Lady where there are some great blog posts on the options available for you.

 

money saving hacks

 

 

Do you have any other suggestions that could save money?  I’d love to hear from you.  If you’d like to know how you can save money with Baking Soda head over to read more.

 

 

PLEASE PIN THIS POST & SHARE THE LOVE

These super easy money saving hacks will have you reducing your outgoings in no time at all. #moneysaving #saving #bills

 

Follow:

4 OF THE BEST MONEY SAVING HACKS FROM MY GRAN

 

My Gran passed away a long time ago but there are things that have stuck with me – sayings about saving that are often not repeated but sayings that I believe should be repeated and passed down from one generation to the next! Saving money is very important so please read on to find out what my gran said!

 

Living on her own for over 20 years after my Grandad died, she was a keen saver who saved each year to travel to visit her sister in Canada at the same time as going on outings with her friends and making sure her house was always spotless.

 

Related posts:

4 Super Easy Hacks to Save Money

Cashback websites to get free money when shopping

10 Ways Baking Soda can help you save money

 

 

So, what were my Grandmother’s top tips?  Well I’ve listed some of them below just for you…

Grow Your Own

While Gran never had a large garden, she did grow herbs in a plant pot on the windowsill just outside her kitchen window.  Why not consider buying a few seeds in your local pound shop and get planting?  Will certainly save you a few pounds and make your food taste delicious.

 

grow your own

Waste not, want not

I always found this saying confusing as a child but as an adult it makes perfect sense.  Gran was always about preparation, making meals in bulk and ensuring nothing went to waste.  Why not give your own meal planning a go and head over to my How to Meal Plan post to find out how?

Look after the pennies and the pounds will look after themselves

Again, another saying that only made sense as an adult.  But it is still true today, break your savings target in to small chunks and just concentrate on saving a small amount – after all it will soon amass in to a large amount of savings without you worrying too much!

Make do and mend

This really is a classic and one which has seen a revival in recent years.  My gran always mended – mended her skirt, sewed patches in her bedspread, fixed rather than throw something out.  Why not see what things you can mend instead of throwing them out?  I recently mended our tumble dryer – bought the part on EBay and watched a YouTube video on how to install it – saved myself hundreds!

 

make do and mend

 

PLEASE PIN THIS POST & SHARE THE LOVE 🙂

My gran passed on her money saving tips to me, head over to read how you can save money. #money #finance

Follow: